CloserToDone

Advisor · Acquisition worksheet

Acquisition deal screen

A worksheet for brokers screening business acquisitions under $2M. Enter the deal's cash flow and the proposed capital stack — buyer equity, seller note, standby terms, and bank/SBA debt — and see whether the entered structure can carry its modeled debt service against the coverage benchmark you set.

This is a screening calculation, not lender underwriting. It does not predict or influence any lending decision, determine whether a buyer will obtain financing, value a business, or provide legal, tax, or accounting advice.

Your numbers stay in your browser.

Deal figures you enter are not saved and are not sent to CloserToDone. During the Founding Broker Pilot, we collect four limited usage events — worksheet opened, inputs started, calculation reached, and client summary opened — and these events never include deal figures.

If you arrived through a pilot invitation, the link includes an anonymous pilot token. It lets us tell repeat use apart from first use. Inside this product the token is not tied to your name or email — that mapping lives on a separate outreach list kept outside the product. If you visit without a token, the same events are measured anonymously and you cannot be recognized across visits.

Pilot usage data is used only to evaluate the Founding Broker Pilot. It is stored by Vercel Web Analytics according to the retention period of the active Vercel plan and is not exported by CloserToDone for separate long-term storage. Pilot invitation tokens expire when the pilot ends. How we handle data

Deal
Cash flow

Subtracted from SDE — what the buyer pays themselves.

Your judgment: capex, deferred maintenance, add-backs you do not accept, and similar subtractions.

Capital stack
Optional assumptions (working capital, closing costs)
Benchmark

Set this to the threshold the lender on this deal actually uses. SBA program guidance changes over time — confirm the threshold and treatment applicable to this deal.